Cash Lifestyle Expense Report: May 31st – June 13th

This is a bi-weekly installment report. Where I write about the budget specifics and determine whether the budget was met or over-spent and savings had to come to the rescue. Were there any lessons to be learned? Find out below.

And I should say “Cash & Debit” but the title would be too long. Or maybe, “No Credit Card Lifestyle”. IDK. Maybe one day I’ll find the magic title that works for this post.

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IDEA: Wanting to Turn the Car Into a Camper

Camping, hiking and roadtrips are so much fun. For quick trips, I finding turning out the tent too much work when I can just throw the bed together and sleep in the comfort of my car. I turned my last car into a camper (sorry, I don’t have any pics). Now I am trying to figure out how to turn my now smaller car into a camper.

So here I plan to list of the bookmarked links to websites and videos for future reference and watching entertainment:
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My 2018 Budget (figured out Mid-Year)

I do keep a monthly budget planned out for the year and I update expenses on a daily basis. But today, after taking in my daily dose of reading personal finance blogs, I got the inkling to research what I have already spent in 2018.

Eek! It was an eye opener. I know it has been a busy year for us. But in terms of the budget, I realize that I need to re-align my budget to its true nature in spending. Mint shows me miscellany expenditures popping out all over the place!

2018 Annual Budget

This year’s annual budget comes out to $73,763. This is a combination of analyzing the first 5-month expenses, combined with remaining plans for travel, and second half planned budget.

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Two weeks of groceries: $87.52

What, no pictures? I put all the food away and then thought, “I should have took pictures!”. Next time peeps. Next time. We spent less than $90 on groceries for 2 people and will last us two weeks. I think we do pretty decent with our shopping trips. So I wanted to give you all a peek at the receipt and meal plan.

I had to stock up on things I was running out of or the bill would have been lower.

Grocery
Bean Sauce – $3.29
Coconut milk – $0.65
Chili oil – $3.29
Sesame oil – $2.69
Dragon cookies – $2.49*
Instant noodle chicken soup – $0.69
Instant noodle green curry – $0.69
Instant noodle creamy tomato tom yum – $0.69
Instant noodle chicken soup – $0.69
Pho rice noodles- $1.79

*Hey, how did those get in there?!

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May Debt Recap [-76,840]

I paid off two of my debts and received an increase in income. It also helped that I finally received funds from a travel reimbursement to help pay back money owed. The annual percentage rates (APR) on these two debts are high. It was important to pay these two off quickly. Next up will be paying off the health bill and increasing the payments on CC3 to the tune of $250/m in order to have it gone in 18 months.

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Cash Lifestyle Expense Report: May 3rd – 16th

This is the first installment of my bi-weekly report. Where I write about the budget specifics and determine whether the budget was met or over-spent and savings had to come to the rescue. Were there any lessons to be learned? Find out below.

April 2018 Debt

Essential Expenses – this includes housing, utilities, in-home entertainment and 1 debt bill.

Travel (Beach Staycation) – paid off this card. Not a normal expense.

Food & Dining – This includes taking the clan out for dinner for delicious vegetarian food while in SF.

Yup, it’s vegetarian and was righteously delicious! 😉

At the end of week, I had $40 left in the budget. To cover meals for 5 days I spent $23 of that remainder buying:

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